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Can employers reclaim payroll taxes paid for employees with false or stolen SSNs?

Checked on November 15, 2025
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Executive summary

Employers generally must withhold and remit FICA and federal income taxes for wages paid and identify employees by SSN on returns; payroll taxes already paid are not clearly described as “reclaimable” in the provided sources (Section 3402 and employer reporting obligations) [1]. Federal guidance focuses on correcting reporting errors (W-2/W-2c), documenting solicitations for correct SSNs, and protecting employees from identity theft rather than a clear refund process for employers who unknowingly paid taxes tied to false or stolen SSNs [2] [3] [4].

1. The basic legal duty: employers must withhold and report under an employee’s SSN

Federal law requires employers to withhold income taxes and report wages using an employee’s SSN; Treas. Reg. citations and IRS explanation emphasize an employer’s reporting obligation and that wages must be identified by SSN on returns, which creates the underlying paper trail that can reveal mismatches later [1].

2. When an SSN mismatches, agencies push correction and documentation—not immediate “refund” to employer

If an employer’s W-2 data does not match Social Security records, the Social Security Administration instructs employers to correct payroll records and submit a corrected Form W-2c; SSA guidance stresses keeping documentation of efforts to contact the employee and correcting submitted returns rather than describing an employer refund process [2] [5].

3. Employers are expected to solicit—and document—correct SSNs; penalties may apply for incorrect reporting

IRS and practitioner guidance advise employers to maintain records of solicitation for correct SSNs (for example when responding to a mismatch notice) and warn of potential per-return penalties for filing incorrect taxpayer identification information; employers must be able to show they requested and recorded correct SSNs [3] [6].

4. Identity theft and stolen-SSN cases are treated as victim/IRS issues, not straightforward employer reimbursement matters

IRS and consumer-protection materials frame fraudulent tax filings and tax identity theft as matters for the affected taxpayer to report (Form 14039) and for employers to report data breaches; the IRS may take steps to protect employees and victims, but the guidance in these materials centers on victim relief and blocking fraudulent returns, not an employer reclaiming payroll taxes paid under a stolen SSN [4] [7] [8].

5. Practical scenarios that the sources describe — and their consequences

Sources describe scenarios where an individual uses someone else’s SSN to work and wages are reported under that SSN; tax credits or withholding claims can be disallowed or disputed during audits (for example, when an employee with an ITIN files while wages were reported to a different SSN), which shows that mismatched reporting can produce tax-accounting and credit problems—but not a simple employer refund pathway in the cited material [1].

6. What employers are advised to do now: verification, correction, reporting, and breach response

Agencies advise employers to verify SSNs (use SSNVS or ask to see the Social Security card), correct payroll records promptly (submit W-2c where needed), preserve documentation of solicitations and corrections, and report W-2/SSN data theft or attempted theft to the IRS and law enforcement so victims can be protected [5] [2] [4].

7. Gaps in the sources — where questions remain open

Available sources do not mention a clear administrative or statutory mechanism that lets an employer recover payroll taxes it already paid to the government for wages reported under a false or stolen SSN; they also do not describe a step-by-step refund or credit process for employers in that specific factual posture (not found in current reporting). The materials emphasize correcting reporting and aiding affected individuals instead [2] [4] [3].

8. Competing perspectives and likely next steps in practice

Legal/practitioner commentary suggests employers must weigh correcting records and potential penalties versus leaving historic filings unchanged; some counsel employers to correct prior reporting and document compliance to limit fines, while tax authorities focus on ensuring the worker’s earnings are credited correctly or on resolving identity-theft claims [3] [6]. If an employer believes it has overpaid employment taxes because the wages were not lawfully earned, available sources do not provide definitive guidance on employer refund claims—so employers should expect to consult IRS guidance or counsel beyond these sources.

If you want, I can summarize what specific forms and notices (W‑2c, SSNVS mismatch letters, Form 14039) the sources mention and map the likely administrative contacts (SSA, IRS, state tax agencies) you would need to approach next, based on the material cited above [2] [5] [4] [7].

Want to dive deeper?
What steps should an employer take upon discovering an employee used a false or stolen SSN?
Can employers recover FICA and federal payroll taxes paid for workers with fraudulent SSNs from the IRS?
What penalties or liabilities do employers face for hiring someone using a stolen or invalid Social Security number?
How do state unemployment tax and payroll reporting rules treat employees with improper SSNs?
What documentation and timing are required to claim a refund or credit for payroll taxes paid on wages to an individual with an invalid SSN?