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What regulatory, legal, or accreditation decisions prompted changes to the Department of Education’s degree definitions?
Executive summary
The Department of Education’s recent changes to what counts as a “professional degree” arose from implementing the student‑loan provisions of H.R.1 / the One Big Beautiful Bill Act (OBBBA) and were shaped through a negotiated rulemaking process that narrowed eligible programs to a short list of high‑priority fields, reducing the number of programs that qualify for higher loan caps [1] [2]. That negotiated consensus—and the department’s multi‑part rubric—triggered protests from professional schools (nursing, social work, public health and others) warning that exclusion from the new definition will limit graduate borrowing capacity and access to the professions [3] [4] [5] [6].
1. Rulemaking tied to a statute: OBBBA forced the question
Congress left the precise definition of “professional degree” to the Department of Education as part of H.R.1/OBBBA; that statute sets higher annual and aggregate loan limits for students in “professional degree” programs, so the Education Department had to write implementing regulations to determine who qualifies for those larger limits [2] [7]. NewAmerica notes the department relied on language in an existing regulation as of the bill’s enactment date and then used negotiated rulemaking to refine the definition [2].
2. Negotiated rulemaking produced a narrower list of programs
A Department‑convened negotiators’ committee (the RISE committee) reached consensus on draft regulations that substantially restrict which degree programs count as “professional,” ultimately recognizing about 11 primary programs plus some doctorates rather than the roughly 2,000 programs that had sometimes been treated as professional under looser definitions [1] [8]. The negotiated package included multi‑part rubrics and a one‑year interim window in early drafts, but the outcome narrowed eligibility and tied it to criteria like program length and licensure pathways [2] [9].
3. Accreditation, CIP codes, and licensure criteria surfaced as decisive factors
Stakeholders report the department’s initial framework and later consensus relied on characteristics such as requiring completion of academic prerequisites for beginning practice, having a 4‑digit Classification of Instructional Programs (CIP) code, and including a path to professional licensure—criteria that in practice excluded certain health and social‑service fields from the “professional” label [3] [9]. Organizations urged ED to use broader CIP code groupings (for example, CIP Code 51 for health professions) to avoid excluding allied health and social professions [3].
4. Professional groups interpreted the change as a funding and access threat
Multiple professional associations and disciplines—nursing, social work, public health, and allied health—warned that removing their programs from the new professional‑degree definition would cut access to the higher Graduate PLUS and professional loan limits, thereby making graduate education costlier and potentially constraining workforce pipelines in underserved areas [3] [4] [5] [6]. The Association of American Universities and other higher‑education organizations framed the change as one that will “curtail” programs eligible for higher loan limits [1].
5. Defenders say narrowing was intentional to reduce overborrowing and risk
Commentators and some negotiators argued the narrowed definition intentionally focuses higher loan caps where tuition is high and future earnings justify larger borrowing—medicine, dentistry, pharmacy and related high‑paying fields—so students in lower‑paying fields won’t accumulate unmanageable debt [7]. AEI praised the consensus as balancing borrower protection and access, noting the rubric includes minimum time‑in‑education thresholds and licensure preparation as qualifications [7].
6. Implementation complexity and legal risks remain
Observers caution that even with a clearer definition, uncertainties persist: other regulations, legacy provisions for Parent PLUS, and broader HEA uses of “program of study” may interact unpredictably with the new rule; the department could face lawsuits from excluded programs or institutions; and practical impacts on student borrowing patterns remain to be tested [9] [2]. NewAmerica and NASFAA both flagged that the Department’s definition and how it is applied across statutes and existing rules is still unfolding [2] [9].
7. What the reporting does and does not say
Available reporting documents the statutory origin (OBBBA/H.R.1), the negotiated rulemaking process that produced a narrower definition, the criteria emphasized (CIP codes, licensure, time thresholds), and the protests from nursing, social work, public health and research universities [2] [9] [3] [4] [1]. Available sources do not mention granular internal legal memos, the department’s final published regulatory text beyond committee drafts, or outcomes of any lawsuits or appeals—those items are not found in current reporting (not found in current reporting).
Bottom line: changes to the Department of Education’s degree definitions trace directly to implementing OBBBA’s loan provisions through negotiated rulemaking; the department and its negotiators deliberately narrowed the “professional degree” category using criteria tied to licensure and program structure, prompting predictable pushback from fields that lost eligibility. [2] [9] [1] [3]