What specific household income limits by household size does Mass Save use for the current program year?

Checked on January 12, 2026
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Executive summary

Mass Save does not publish a single statewide chart of household income limits by household size in the materials provided; instead the program directs users to an online, zip-code-specific eligibility lookup and an income-verification tool and gives illustrative examples (for instance, a family of four with income of $126,000 or less may qualify for no‑cost enhanced offers) [1] [2]. Utilities and partner agencies administer the income‑eligible offers regionally, and guidance from sponsors and partners indicates that specific dollar thresholds vary by service territory and are tied to localized income definitions such as State Median Income (SMI) or Area Median Income (AMI) bands [3] [4].

1. How Mass Save presents its income limits: localized lookup, not a statewide table

The Mass Save website repeatedly instructs visitors to "enter your zip code to find the household income limits specific to your area," signaling that income thresholds are geographically variable rather than presented as a single household‑size table for the whole state [1] [2]; Mass Save also provides an online income‑verification tool that applicants are told to use to check eligibility, reinforcing that the program expects users to confirm limits specific to their address and sponsor [5].

2. Examples and program buckets: enhanced incentives and income bands

Mass Save’s marketing and program pages give concrete examples for certain buckets — for instance, an example on the "Save with Enhanced Incentives" page notes a family of four with household income of $126,000 or less may qualify for up‑to‑no‑cost offers — but this is an illustrative threshold and the site still asks users to verify by zip code [2]. Other program literature and third‑party summaries show Mass Save and its sponsors use income bands that reference percentages of State Median Income or Area Median Income (for example, the HEAT loan terms and rebate eligibility discussions reference 81%–135% SMI/AMI and 135%–300% bands), indicating the program’s structure relies on relative income brackets rather than a fixed per‑person dollar chart in the materials provided [4].

3. Utilities and CAP/LEAN partners set and apply local thresholds

Program delivery is done through sponsors and community partners — the Massachusetts Community Action Program Agencies and the Low‑Income Energy Affordability Network (LEAN) — and some utility pages echo Mass Save’s instruction to check eligibility via Mass Save or by contacting local CAP agencies, which suggests that sponsors and service territories may each maintain their own income charts or apply the Mass Save lookup to produce a specific threshold by household size [6] [3]. National Grid’s income‑eligible services page, for example, displays an income chart for its customers but points users back to Mass Save for exact zip‑code searches and states incomes reflect the 2025–2026 heating season, illustrating how utilities contextualize the limits for their territories [3].

4. Where official statewide income metrics appear in related programs (context, not Mass Save’s table)

Related state programs use standard metrics that inform eligibility policy: the HEAP program and state guidance reference percentages of State Median Income (e.g., 60% of estimated SMI for HEAP eligibility), and federal SNAP/FNS cost‑of‑living adjustments inform poverty‑linked thresholds used across assistance programs — but those are separate programs and do not substitute for Mass Save’s zip‑specific eligibility lookup [7] [8].

5. Conclusion and what can be done to get the exact household‑size limits

There is no single, centrally published list of household income limits by household size for the current Mass Save program year in the provided reporting; instead Mass Save requires a zip‑code lookup and income verification to return the exact limits that apply to a given address and sponsor, and offers illustrative thresholds (for example, the family‑of‑four $126,000 example) and banded eligibility tied to SMI/AMI that vary by territory and program stream [1] [2] [4]. To obtain the precise household‑size limits for a specific residence, users are directed to enter their zip code on Mass Save’s income‑eligible offers page or use the Mass Save income verification tool, or to contact Mass Save or the local CAP agency for written thresholds [1] [5] [6].

Want to dive deeper?
What are the Mass Save income limits for my zip code and household size right now?
How do Mass Save income bands (SMI/AMI percentages) map to dollar thresholds by county or utility territory?
How do Mass Save 'enhanced incentives' differ from standard offers and who administers verification (CAP/LEAN vs. utilities)?