Did Andrew's exwife Fergie implicate Meghan Markel as having an affair with Andrew in the past, as well as being a yacht girl
Executive summary
There is no credible reporting in the materials provided that Sarah Ferguson (Fergie) has publicly implicated Meghan Markle in an affair with Prince Andrew or labeled her a “yacht girl”; the available coverage instead records Fergie’s public gestures of cordiality toward the Sussexes, excerpts from biographies alleging infidelities within Andrew and Fergie’s marriage (which do not name Meghan), and sensational tabloid framing that conflates separate scandals [1] [2] [3]. Alternative threads exist in the press — notably reports that Andrew made complaints against Meghan and broader gossip pieces — but those do not record Fergie making the claims the question names [4] [3].
1. What the reliable reporting actually shows about Fergie’s words and conduct
Contemporary mainstream reports in the sample show Sarah Ferguson publicly distancing herself from judgment of the Sussexes and attending events that signal thawed relations — for example, commentary that she has “no judgement” of Harry and Meghan and her attendance at their 2018 wedding is highlighted as conciliatory, with no attribution of accusations about Meghan to Fergie in those pieces [1] [4]. Coverage about Fergie’s current state amid Andrew’s scandals presents her as affected by his troubles, not as an accuser of Meghan, and cites biographical excerpts about marital infidelity involving Andrew and Fergie themselves rather than alleging third-party affairs with Meghan [5] [2].
2. What the biographies and book excerpts actually allege — and whom they name
The book excerpts cited in People and other coverage recount that both Andrew and Fergie were alleged to have had extramarital relationships during their marriage, with claims that Andrew “slept with ‘more than a dozen women’ during the first year of his marriage” and that Fergie had affairs with named individuals like Steve Wyatt and John Bryan — none of these summaries identify Meghan Markle as a paramour of Andrew [2] [3]. Those biographical claims concern historical behavior within Andrew and Fergie’s marriage and are reported as book allegations, not as statements by Fergie herself implicating Meghan [2].
3. Tabloid coverage, sensational language and where conflation appears
Several tabloid and opinion-driven outlets in the set use provocative language and broad insinuation about royal scandals — the Daily Mail and Express pieces amplify claims of affairs and palace tensions and sometimes present colorful gossip as narrative context [3] [6] [7]. Those outlets, however, do not supply a sourced quote from Fergie saying Meghan had an affair with Andrew or calling her a “yacht girl”; their framing can encourage readers to infer connections between distinct stories (Andrew’s alleged infidelities, Epstein-related disgrace, and the Sussexes’ disputes) even when the primary actors have not made those specific accusations [3] [6].
4. Contrasting claim: Andrew’s own complaints about Meghan are recorded separately
The most direct allegation involving Meghan in the provided reporting is that Andrew once made a complaint about Meghan, accusing her of bullying royal staff; that allegation is attributed to Andrew’s action, with the Sussexes’ spokesperson denying it and calling such rumors part of a “calculated smear campaign” [4]. That item is separate from any claim by Fergie and instead illustrates how multiple, conflicting narratives about Meghan circulate in the press without implicating Fergie as their originator [4].
5. Bottom line, evidentiary limits and plausible alternative explanations
Based on the supplied sources, the claim that Fergie implicated Meghan as Andrew’s former lover or called her a “yacht girl” is unsupported: mainstream pieces record Fergie’s friendliness or neutrality toward the Sussexes and book excerpts focusing on Andrew and Fergie’s own marital infidelities, while tabloid pieces sensationalize broader scandals without producing a sourced Fergie allegation against Meghan [1] [2] [3]. If such a statement by Fergie exists, it is not present in the reporting provided here; the material instead shows separate accusations and gossip lines that observers sometimes conflate [4] [3].