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What are the 2025 Federal Poverty Level (FPL) annual and monthly amounts for each household size in the contiguous U.S.?
Executive summary
The 2025 HHS poverty guidelines for the 48 contiguous states (often called the Federal Poverty Level or FPL) list $15,650 as the annual FPL for a single person and add about $5,500 for each additional household member; monthly equivalents and program multipliers are published by HHS and reproduced by state and nonprofit sites (examples: $1,304.17/month for one person) [1] [2] [3]. Different outlets show ready-made monthly tables and common percent-of-FPL thresholds (e.g., 150% = $23,475/year for one person) that programs use to set eligibility, but each program may round or define units differently [4] [5].
1. What the official 2025 guideline says and the headline numbers
HHS’s January 2025 poverty guidelines — the figures commonly referenced as the FPL for program eligibility — set the 48 contiguous states and DC at $15,650 annual for one person, with an increment added per additional household member (about $5,500) and corresponding monthly figures (roughly $1,304.17/month for one person) as reported and summarized by multiple health and benefits outlets [1] [2] [3]. The ASPE page that hosts the poverty guidelines and related materials is the primary government reference [1].
2. The full table and monthly conversion — where to find the per-household-size amounts
The complete per-household-size annual and monthly amounts for the 48 contiguous states are published by HHS and republished in PDF tables used by courts, states, and nonprofits; examples include ASPE’s detailed guidelines PDF and judiciary/state PDFs that list annual and monthly amounts for household sizes 1, 2, 3, 4, etc. and provide straightforward monthly conversions [5] [4] [6]. If you need the full chart for every household size or exact monthly cents, those documents (ASPE and the replicated PDFs) contain the authoritative line-by-line table [5] [4].
3. Common derived figures programs use (percentages and rounding)
Many programs don’t use the bare FPL number but a percentage of it — for instance, 150% of the 2025 guideline is shown as $23,475 annually for one person and equivalent monthly amounts in court and program tables [4]. State and program documents commonly present 100%, 125%, 138%, 150%, 200% and other multiples — and they may round or interpret household composition differently when applying eligibility rules, so identical raw FPL math can produce slightly different operational thresholds across agencies [4] [5].
4. Geographic exceptions: Alaska and Hawaii
HHS sets higher poverty guideline amounts for Alaska and Hawaii; for 2025 example figures widely cited are $19,550 for an individual in Alaska and $17,990 in Hawaii, compared with $15,650 in the contiguous U.S. [3] [7]. Any application of FPL for program eligibility must use the guideline appropriate to the applicant’s state [1].
5. How accurate is secondary reporting — and why numbers differ slightly across sites
Multiple nonprofit, legal-aid and county websites reproduce HHS tables; differences you might see (e.g., monthly cents, per-person add-on amounts like $5,500 vs. nearby rounded figures) stem from rounding, formatting for monthly display, or transcription choices. ASPE’s publication and the official Federal Register posting are the origin; derivative charts are convenient but can reflect rounding conventions used by the publisher [1] [6] [2].
6. Practical implications for benefits and eligibility
HealthCare.gov and other program administrators state that these 2025 FPL numbers are used to check Medicaid and CHIP eligibility and that premium tax credit calculations often rely on the prior year’s FPL timing rules — meaning the guideline year and program timing affect which numbers apply to a given applicant [8] [1]. Also, programs explicitly determine how to count income, household composition, and rounding, so identical FPL figures can produce different eligibility outcomes across programs [5].
7. Where to get the exact per-household-size annual and monthly table now
For the canonical table showing annual and monthly amounts by household size for the 48 contiguous states, consult the ASPE “2025 Poverty Guidelines” detailed PDF and the reproduced PDFs used by courts and counties — these contain full rows for each family size and documented monthly conversions [5] [4] [6]. If you want, I can extract and list the full annual and monthly values for household sizes 1–8 directly from those tables and cite the specific lines.
Limitations and note on sources: my summary relies only on the provided HHS/ASPE references and commonly reproduced tables (ASPE, court/state PDFs, and HealthCare.gov reproductions); if you want the literal row-by-row chart pasted here, say so and I will pull the numbers from the ASPE/detailed PDF and cite each line [1] [5].