Compare graph national debt Trump versus Biden
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Executive summary
Two recent, widely cited analyses find that gross federal debt rose under both Presidents Trump and Biden, with Trump’s four-year term adding roughly $7.8–$8.4 trillion of new borrowing and Biden adding roughly $4.3–$6.9 trillion depending on the metric and cutoffs used; the comparison depends heavily on whether COVID-era relief, different accounting measures (gross debt vs. debt held by the public), and forward-looking “approved borrowing” estimates are included [1] [2] [3].
1. How the headline numbers are produced — apples, oranges, and methodology
Different outlets and analysts present different headline figures because they measure different things: Treasury balance snapshots count how much the nominal gross debt increased while economists often prefer “debt held by the public,” and think tanks like the Committee for a Responsible Federal Budget (CRFB) report both the debt that actually grew while a president was in office and the amount of new ten-year borrowing his policies approved — figures that can diverge substantially depending on whether pandemic bills are excluded [2] [1] [3].
2. The common headline: Trump added roughly twice as much borrowing as Biden (CRFB analysis)
CRFB’s mid‑2024 reconciliation concluded Trump approved about $8.4 trillion in new ten‑year borrowing and Biden about $4.3 trillion through mid‑2024, a roughly 2:1 ratio that holds even when excluding direct COVID relief (Trump $4.8 trillion vs. Biden $2.2 trillion excluding pandemic aid), a result that many news outlets summarized as “Trump added twice as much debt as Biden” [2] [3] [4].
3. The Treasury snapshot numbers: raw debt on the balance sheet
Using Treasury ledgers, several consumer outlets and aggregators report that the gross national debt rose by roughly $8.1 trillion during Trump’s four years (a ~40% increase) and by about $6–7 trillion during Biden’s first term through late 2024 or early 2025 — a narrower gap than some policy‑analysis metrics because timing, fiscal year cutoffs, and Treasury cash balances matter [5] [6] [7].
4. What drives the differences: COVID, tax cuts, spending, and executive actions
Analysts attribute much of Trump’s borrowing to COVID relief (about $3.6 trillion per CRFB) plus the 2017 tax cuts and bipartisan spending packages, while Biden’s measured borrowing includes the American Rescue Plan, infrastructure and social spending, student‑debt relief, and other actions; when pandemic relief is stripped out, CRFB still finds larger non‑pandemic borrowing under Trump mainly from the 2017 tax law and spending deals [2] [3] [8].
5. Partisan pushback and contested assumptions
The House Budget Committee disputed CRFB’s methodology, arguing CRFB both understates Biden costs and overstates Trump’s by including policies that never fully took effect; CRFB in turn cautions that partial re‑estimates bias comparisons — the result is that the “who added more” question is sensitive to which enacted, delayed or assumed costs an analyst chooses to count [9] [10].
6. The more important lens: debt relative to the economy and timing
Several analysts emphasize debt‑to‑GDP rather than dollar change: Trump presided over a debt‑to‑GDP rise from roughly 105% at end‑2016 to about 126% at end‑2020, while Biden saw the ratio ease slightly and then rise again toward the 120–123% range in 2022–24 — signaling that economic growth and recessions (and when GDP is measured) can change the fiscal story even if nominal debt keeps rising [11].
7. Bottom line — what a comparison actually tells readers
A direct point estimate depends on chosen accounting rules: measured as “approved ten‑year borrowing” CRFB shows Trump roughly doubled Biden’s tally; measured as raw Treasury ledger growth across specific calendar spans the gap narrows; measured relative to GDP the narrative is nuanced because COVID recession effects and post‑pandemic recovery alter ratios — all sources agree debt rose substantially under both presidents, and partisan critiques expose how selective assumptions can reshape the headline [2] [1] [9].