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Fact check: What percentage of the 2025 federal budget is allocated to programs for older adults?

Checked on October 29, 2025

Executive Summary

The available analyses do not converge on a single figure because they measure different baskets of programs. One explicit calculation finds 17.5% of the 2025-26 Main Estimates labelled as “Elderly Benefits” ($85.5 billion of $486.9 billion), while other analyses highlight that including Social Security, Medicare, and Medicaid would yield a much larger share—potentially a majority of federal outlays—so no single percentage is definitive without a stated definition of “programs for older adults” [1] [2] [3].

1. A specific claim that catches the eye: 17.5% — what it actually measures

The clearest numeric claim in the materials is that the 2025–26 Main Estimates show $486.9 billion in budgetary spending authorities with $85.5 billion for “Elderly Benefits,” which the analyst converts to about 17.5% of that budgetary total [1]. That calculation is precise if one accepts two premises: the Main Estimates’ total of budgetary spending authorities equals the base for the percentage, and the category “Elderly Benefits” captures the relevant programs. This is a defensible internal arithmetic result, but it is limited by the narrow scope of the Main Estimates line item and does not include major entitlement programs often associated with older adults.

2. Why other analyses point to a much larger share — entitlements dominate

Several analyses explicitly note that Social Security, Medicare, and Medicaid are among the largest federal budget items and that their growth drives overall spending increases; those pieces do not state a single percentage for “older adults” but emphasize that including entitlements changes the picture dramatically [3] [2] [4]. For example, one analysis reports Social Security outlays of $1.6 trillion in 2025, an 8 percent increase over the prior year, which by itself outstrips the Main Estimates’ $486.9 billion total and therefore cannot be reconciled with the 17.5% number unless Social Security is explicitly excluded [2] [3]. The methodological choice to include or exclude entitlements is the key driver of divergent conclusions.

3. Conflicting emphases: programmatic appropriations versus entitlement outlays

The materials reveal a consistent methodological divide: the 17.5% figure originates from a line-item appropriation approach tied to Main Estimates, which is appropriate for discretionary and appropriation-based programs [1]. Other analyses focus on mandatory entitlement outlays—annual benefit payments such as Social Security and Medicare—that are recorded as outlays rather than discretionary appropriations and can dwarf appropriation totals [2] [4]. Both views are factually correct in their domains; the divergence arises because they answer different questions: “What percent of appropriation authority is labelled Elderly Benefits?” versus “What share of all federal outlays support older-adult programs including entitlements?”

4. What the most recent pieces add and where dates matter

The analyses span dates from April through October 2025 and consistently highlight rising costs for senior-targeted programs [5] [3] [2]. The most recent pieces in October 2025 underline that entitlement spending increased and heavily influences deficit outcomes, reinforcing that any current percentage excluding entitlements underestimates the federal fiscal burden tied to older Americans [3] [2]. The October timing matters because it captures end-of-fiscal-year outlays and updated Trustees or budget results; the earlier spring analyses focus on proposed cuts or Main Estimates preparation and therefore reflect a different data posture [5] [1].

5. Bottom line and what to do next to get a definitive answer

The materials show two defensible yet incompatible snapshots: 17.5% of the stated Main Estimates if you count only the “Elderly Benefits” line, and a far larger, potentially majority share if you include Social Security and Medicare outlays that dominate federal spending [1] [2] [4]. To produce a single authoritative percentage, specify whether to include (A) appropriation-based Elderly Benefits only, (B) all federal outlays supporting older adults including Social Security and Medicare, or (C) a hybrid that counts direct programmatic funding plus means-tested benefits. With that choice, the calculation can be reproduced precisely from Main Estimates and OMB/Trustees outlay data cited above [1] [2].

Want to dive deeper?
What percent of the FY2025 US federal budget goes to Social Security and Medicare combined?
Does the FY2025 federal budget propose increased or decreased funding for eldercare programs compared to 2024?
How much of the FY2025 discretionary budget is directed to aging services like ACL and elder justice programs?