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What is the 2025 federal poverty level (FPL) for a household of 1, 2, 3, 4, etc.?
Executive summary
The Department of Health and Human Services’ 2025 federal poverty guidelines set the 100% FPL for the 48 contiguous states and D.C. at $15,650 for a one‑person household and $21,150 for a two‑person household, with higher amounts for Alaska ($19,550 for one) and Hawaii ($17,990 for one) [1] [2]. Multiple program tables and state materials reproduce the HHS chart and also show common program cutoffs expressed as percentages of FPL (e.g., 138% for Medicaid, 150%, 200%, 300%, 400%) [3] [4] [5].
1. What the 2025 HHS poverty guidelines actually list
HHS publishes an annual “poverty guideline” table that programs use as the Federal Poverty Level (FPL). For 2025 the commonly cited figures are $15,650 for an individual and $21,150 for two people in the 48 contiguous states and D.C.; Alaska and Hawaii have higher single‑person figures—$19,550 and $17,990 respectively—because HHS sets separate amounts for those states [1] [2]. Extended tables list values for larger household sizes and instructions on how to add amounts for each additional person [6] [7].
2. How to read “household of 3, 4, 5…” from the official table
Detailed HHS/agency PDFs give full rows for family sizes beyond two; state and local agencies routinely republish those tables for practical use [6] [8]. The official approach is to take the 100% FPL number for the listed household size in the HHS table; for households larger than the printed rows HHS specifies a fixed dollar increment per additional person (see program tables that extend to families of up to 14) [6] [7]. Available sources do not provide every numeric line for households of 3, 4, 5 in this query text, but they point to the HHS PDF containing the complete table [6].
3. Common program cutoffs expressed as percentages of FPL — why they matter
Many programs don’t use 100% FPL as their eligibility line but a percentage of it. For example, most people with income up to 138% FPL are eligible for Medicaid under state expansions; Covered California and other marketplace materials note that consumers above 400% FPL are not eligible for federal premium tax credits [3]. Courts, legal aid groups, and agencies often publish monthly or percentage‑of‑FPL tables (e.g., 150% of FPL) because benefits and fee waivers are tied to those percentages [5] [4].
4. State and agency republishing — consistency and small variations
State health departments, county human‑services sites, and program offices regularly republish HHS’s FPL numbers and convert them into monthly equivalents or multiple thresholds (100%, 125%, 150%, 185%, 200% etc.). Examples include California’s Medi‑Cal materials and county poverty tables; these reproduce HHS figures and show program‑specific ceilings and rounding rules [9] [10]. Those materials occasionally show program‑specific rounding or application rules—programs decide how to round or define the eligibility unit even when using the same HHS guideline [6].
5. Where to get the exact per‑household numbers you likely want
The authoritative, complete numeric table for every household size is the HHS poverty guidelines PDF (ASPE/HHS) and related HHS postings; agencies like USCIS, state DHCS, and local human services then apply those lines for specific programs [6] [2] [9]. If you need the explicit annual dollar amounts for household sizes 1 through, say, 8 or more, consult the ASPE/HHS 2025 guidelines PDF referenced by multiple agencies [6] or program pages that republish the table [8].
6. What reporting and users should watch out for
Be aware that: (a) some benefits use prior‑year guidelines for marketplace eligibility calculations (coverage year distinctions), so “FPL for coverage year X” may refer to the previous calendar year’s guidelines [11]; (b) Alaska and Hawaii figures differ materially from the contiguous‑states line and are explicitly higher [1] [2]; and (c) programs vary in how they treat household composition, income counting rules, and rounding—so a single HHS number can lead to different eligibility outcomes across programs [6] [7].
If you want, I can pull the explicit HHS 2025 table rows for household sizes 1–8 from the ASPE/HHS PDF so you have each numeric line listed [6].