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What % increase has be seen in ACA in 2023

Checked on November 12, 2025
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Executive Summary

The available analyses converge on a substantial rise in Affordable Care Act (ACA) Marketplace enrollment around 2023–2024, but they disagree on how to attribute that increase specifically to the calendar year 2023. Most summaries report a roughly 29–33% increase in Marketplace signups from 2023 into 2024 (about 5 million additional people), with mid‑year 2023 enrollment described as up modestly (around 5%) versus prior months; however, some aggregated figures presented for “ACA-related” coverage in 2023 cite much larger multi‑year gains and totals that are not directly comparable [1] [2] [3] [4]. The disparate metrics — plan selections, effectuated coverage, HealthCare.gov signups, and broader “ACA‑related” coverage — drive inconsistent percentage statements across the supplied sources [5] [6] [1].

1. Why the headline numbers diverge: different definitions drive different percentages

The datasets cited use different enrollment measures, producing different percentage changes and apparent contradictions. Some sources report plan selections (16.3 million national plan selections in 2023) while others report effectuated coverage or average monthly enrollees (16.2 million in 2023 rising to about 20.8–21.4 million in 2024), yielding a roughly 29–30% year‑over‑year increase from 2023 to 2024 [5] [2] [7]. Another analysis frames totals as “ACA‑related” coverage of 40–45 million people in 2023 — a broader composite that includes Medicaid and other programs influenced by the ACA — and compares multi‑year changes, producing larger multi‑year percentage increases not directly tied to the single year 2023 [4] [8]. These definitional gaps explain why one source says mid‑year 2023 enrollment rose just over 5%, while others highlight a near 30% increase into 2024 [1] [2].

2. The most consistent year‑to‑year story: a sharp jump into 2024 driven by policy changes

Across analyses, the clearest and most consistent finding is a substantial increase in Marketplace enrollment from 2023 to 2024 — roughly 29–30%, equating to about 5 million additional marketplace enrollees and a record ~21.3–21.4 million selecting Marketplace plans in 2024. This rise is tied to enhanced premium tax credits, outreach, and the Medicaid unwinding that pushed some people to Marketplace coverage [7] [2] [1]. The 29–30% figure is the best‑anchored year‑over‑year comparison provided in the materials when comparing February/average effectuated coverage or national plan selections between 2023 and early 2024 [2] [7]. If the user’s question seeks the 2023 percentage increase alone, the aggregated documents do not provide a single, unambiguous “2023 only” percent across all ACA programs [8] [5].

3. Smaller, mid‑year 2023 increases: nuance often omitted in headlines

Several analyses note that mid‑year 2023 marketplace enrollment increased by more than 5%, a smaller and more granular short‑term uptick that preceded the larger 2024 surge [1]. This mid‑year rise reflects the immediate impact of policy changes (temporary enhanced subsidies and outreach) and seasonal enrollment dynamics, but it is not equivalent to the near‑30% full year‑over‑year growth reported when comparing 2023 average effectuated counts to 2024. Headlines reporting “30% increase” refer to the 2023→2024 jump, whereas mid‑2023 comparisons show more modest quarterly or mid‑year gains, and conflating these metrics produces confusion in public discussion [1] [2].

4. Broader ACA‑related totals muddy single‑year percentage claims

Some provided analyses cite much larger totals — 40.2 million or over 45 million people “enrolled in ACA‑related coverage” in 2023 — which mix Marketplace enrollment with Medicaid and other coverage streams influenced by ACA policies [4] [8]. These composites yield large multi‑year percentage increases (for example, a 78% increase over four years in one summary) but are not directly comparable to Marketplace plan selection or effectuated coverage percentages for a single calendar year [3] [4]. Any single percentage claim must be accompanied by the enrollment definition and time window; otherwise the figure is misleading [3] [8].

5. Bottom line for the user question: what percent increase was seen "in 2023"?

The materials do not provide a single authoritative percent that represents “the percentage increase in ACA in 2023” across all definitions. If the question means “how much did Marketplace enrollment increase from 2023 to 2024,” the best‑supported answer is ~29–30% (about 5 million more people), with 2024 Marketplace selections reaching ~21.3–21.4 million [2] [7]. If the question means “how much did enrollment change during calendar year 2023 alone,” available sources report smaller mid‑year increases (~5%) and do not supply a single nationwide percent for 2023 across all ACA programs [1] [8] [5]. Clarify which enrollment definition you want — Marketplace plan selections, effectuated coverage, or total ACA‑related coverage — and I will extract the precise percentage from the supplied datasets [5] [4].

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