What is the exact dollar amount of income allowed for family of 2 under Michigan’s expanded Medicaid?

Checked on January 11, 2026
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Executive summary

Michigan’s Healthy Michigan Plan (the state’s Medicaid expansion) sets eligibility by a percentage of the federal poverty level (FPL), not by a single fixed dollar figure in the sources provided; the reporting reviewed identifies the program’s threshold as 133% of FPL but does not include the 2026 dollar figure for a two-person household needed to answer the question precisely [1] [2]. The available materials therefore allow stating the policy test (133% of FPL) and offering a transparent method to compute the exact dollar amount once the 2026 FPL table is obtained, but they do not themselves state the exact dollar amount for a family of two [1] [2].

1. Michigan’s expansion is expressed as a percentage of poverty, not a single statewide dollar cap

Michigan’s expanded Medicaid program, Healthy Michigan Plan, ties eligibility to a percentage of the federal poverty level rather than a flat state-set dollar figure; the state’s published eligibility guidance in the materials reviewed specifies an income cutoff of 133% of the federal poverty level for program eligibility [1]. This is consistent with how most Medicaid expansion programs are administered: they compare household Modified Adjusted Gross Income (MAGI) to FPL-based thresholds rather than publishing a single “income allowed” number for all family sizes [3] [2].

2. The reporting reviewed does not include the 2026 FPL table for a two-person household

Multiple sources summarize Michigan’s rules and point readers to the FPL as the determining metric but do not provide the 2026 dollar amount for a two-person household; the Michigan Healthy Michigan Plan page states the 133% FPL threshold using example figures for other household sizes (about $18,000 for a single person and $37,000 for a family of four) but does not print the two-person 2026 dollar figure in the excerpts provided [1]. HealthInsurance.org’s Michigan Medicaid explainer and other aggregators likewise reference the FPL and its importance for 2026 coverage but do not reproduce the 2026 FPL table for family-of-two income in the supplied snippets [2] [4].

3. How to get the exact dollar amount and why the sources fall short

To derive the precise income limit for a family of two under Michigan’s expanded Medicaid, the federal poverty guideline for 2026 must be multiplied by 1.33 (133%); none of the provided sources include that 2026 guideline for a two-person household in the excerpts available here, so a direct dollar answer cannot be asserted from these documents alone [1] [2]. Some secondary sources and calculators discussed elsewhere list 2025 and 2026 approximations or increments (for example, examples for family-of-four thresholds and generic “add per person” guidance), but those snippets stop short of giving the authoritative 2026 two-person number in the material provided [5] [6].

4. Alternative viewpoints, implicit agendas, and practical next steps

The reporting largely focuses on program rules and broader trends—such as whether Michigan follows 133% or the more-common 138% FPL used in some expansion contexts—so readers should note potential confusion between differing thresholds cited in various explainers; the official Michigan Healthy Michigan Plan material cited here is explicit about 133% of FPL as the test [1], while other national summaries frame expansion eligibility at 138% FPL, a distinction that can produce divergent dollar figures if the wrong FPL multiplier is applied [2] [6]. Practically, the precise dollar figure sought can be confirmed by consulting the 2026 federal poverty guidelines published by HHS or Michigan’s official Healthy Michigan Plan eligibility page or MDHHS notices that publish 2026 FPL amounts and any state-specific conversions to percent-of-FPL thresholds [2] [7].

Conclusion

Based on the sources supplied, Michigan’s expanded Medicaid eligibility for adults is defined as household income at or below 133% of the federal poverty level (Healthy Michigan Plan) but the exact 2026 dollar amount for a family of two is not provided in the excerpts reviewed here; calculating that dollar amount requires the 2026 federal poverty guideline for a two-person household, which the reviewed sources do not include [1] [2]. For an authoritative dollar figure, consult the 2026 HHS federal poverty guidelines or the Michigan MDHHS/HMP pages that publish the 2026 FPL table and apply the 133% multiplier cited by Michigan [2] [1].

Want to dive deeper?
What is the 2026 federal poverty guideline amount for a two-person household published by HHS?
How does Michigan’s 133% FPL Healthy Michigan Plan threshold compare to the 138% FPL used in other Medicaid expansions?
Where can Michigan residents find the official 2026 Healthy Michigan Plan income limits and MAGI calculation guidance?