Which states offer waivers or state-funded benefits to recent green card holders during the 5-year bar?

Checked on November 26, 2025
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Executive summary

Available reporting and guidance shows that federal rules (including “public charge” and program-specific residency rules) largely determine whether recent green card holders can access benefits during the five‑year waiting period, and states sometimes use waivers or their own programs to fill gaps — but the provided sources do not publish a definitive list of states that run explicit “5‑year bar” waivers for new LPRs (not found in current reporting). Federal explanations note a five‑year SNAP waiting period for many green card holders, while some state Medicaid/waiver activity and Section 1115 waiver authority let states alter coverage locally [1] [2] [3].

1. Federal baseline: the five‑year rule and public‑charge context

At the federal level, many benefit programs impose a five‑year waiting period for new lawful permanent residents before they qualify for non‑emergency assistance such as SNAP; advocates and policy summaries explicitly note that “after obtaining a green card, eligible immigrants are subject to a five‑year waiting period before they may apply for SNAP assistance, with limited exceptions” [1]. Separately, the “public charge” ground of inadmissibility — which affects green card and visa decisions — has been the subject of shifting rulemaking; recent proposals would broaden benefit considerations, while prior Biden‑era guidance narrowed the list of benefits that count against applicants [4] [5] [6]. These federal layers shape what states can or will provide to recent LPRs.

2. States have tools — but the evidence here is fragmentary

States can use Medicaid Section 1115 waivers and other state‑funded programs to expand coverage beyond federal minimums; the KFF tracker explains that Section 1115 waivers let states test approaches to eligibility and benefits, and notes shifting federal posture on waiver funding following April 2025 federal guidance [3]. That means some states historically have used waivers or state funds to cover immigrants excluded federally, but the documents supplied do not list which states currently operate specific five‑year waiver policies for new green card holders (not found in current reporting).

3. Practical effect: program‑by‑program variation

Benefit access depends on the program. For cash assistance and SNAP, the five‑year rule is widely referenced for green card holders, with limited exceptions for refugees, asylees, and certain humanitarian statuses [1]. For Medicaid, the legal landscape is layered: federal law and state program rules interact, with emergency Medicaid broadly available but comprehensive Medicaid subject to state choices and, in some cases, waivers — and recent federal moves could change waiver funding dynamics [2] [3]. Social Security and Medicare eligibility is driven by work credits and age/disability rules rather than the five‑year rule for many benefits [7] [8].

4. Policy changes and political context to watch

Multiple sources show policy volatility: the Trump administration proposed broader public‑charge criteria and changes that could deter benefit use, while the Biden administration earlier narrowed the scope; these swings affect immigrant behavior as much as formal eligibility [5] [4] [6]. KFF’s waiver tracker flags new federal direction about phasing out certain federal waiver funding (DSHP), which could alter state incentives to cover immigrants via waivers [3]. Advocates warn that uncertainty chills enrollment and that states’ choices can be shaped by budget and partisan priorities [1] [3].

5. What the supplied sources do not answer directly

The materials provided do not offer a compiled, state‑by‑state list of which states explicitly operate waivers or state‑funded programs that neutralize the five‑year SNAP/Medicaid bar for recent green card holders — therefore I cannot definitively name “which states” meet your query from these sources alone (not found in current reporting). Likewise, specific state program names, eligibility criteria, or whether a state uses state‑only funds versus Section 1115 authority to cover new LPRs were not enumerated in the set of documents supplied (not found in current reporting).

6. Practical next steps for readers and sources to consult

To get a definitive, current state list you should consult (a) each state’s human services or Medicaid website for immigrant eligibility and state‑funded programs, (b) KFF’s Medicaid waiver tracker and individual waiver approvals for state‑specific Section 1115 language [3], and (c) federal guidance and rulemaking on public charge and SNAP/Medicaid eligibility [4] [5] [1]. The sources above establish the legal levers — five‑year SNAP rule, Medicaid’s state variability, and waiver authority — but they do not substitute for state program pages or a dedicated state‑by‑state survey [1] [2] [3].

Want to dive deeper?
Which U.S. states provide Medicaid or CHIP emergency/continuous coverage to recent green card holders during the 5-year bar?
Do any states offer state-funded health insurance programs specifically for lawful permanent residents within their first five years?
How do state-level cash assistance or SNAP waivers work for recent green card holders during the 5-year federal eligibility restriction?
Which states have enacted legislation expanding benefits to new immigrants since 2020, and what benefits do they cover?
How can recent green card holders apply for state-funded benefits and what documentation proves eligibility during the 5-year bar?