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Fact check: Is there a lot of social security fraud

Checked on June 28, 2025

1. Summary of the results

Based on the available analyses, social security fraud does not appear to be widespread. The most compelling evidence comes from recent data showing that after implementing new anti-fraud checks, the Social Security Administration found only two cases of potential fraud out of over 110,000 new cases [1]. This represents an extremely low fraud rate of approximately 0.002%.

The Social Security Administration maintains a payment accuracy rate of over 99 percent, with only 0.3 percent of Social Security benefits being improper payments - and these are typically caused by mistakes or delays rather than intentional fraud [2]. While the SSA has implemented enhanced fraud prevention tools [3], this appears to be a proactive measure rather than a response to a crisis-level fraud problem.

The Office of the Inspector General does document various instances of social security fraud, but these appear to be isolated incidents rather than evidence of a systematic, widespread problem [4].

2. Missing context/alternative viewpoints

The original question lacks important context about who benefits from promoting the narrative that social security fraud is widespread. Elon Musk and the Department of Government Efficiency (DOGE) have made claims about social security fraud [1], and these claims appear to be contradicted by actual SSA data. Politicians and organizations advocating for cuts to social security programs would benefit from public perception that the system is riddled with fraud.

The analyses reveal that Senator Elizabeth Warren has specifically called out Musk and DOGE for lying about social security fraud claims [1], suggesting this has become a political talking point. The question also misses the distinction between improper payments (which are often administrative errors) and actual fraud (which involves intentional deception).

There are legitimate concerns about vulnerable populations accessing benefits during the implementation of new anti-fraud measures [5], indicating that overly aggressive fraud prevention could harm legitimate beneficiaries.

3. Potential misinformation/bias in the original statement

The question "is there a lot of social security fraud" contains an implicit assumption that fraud is prevalent, which appears to be contradicted by official SSA data. The framing suggests the questioner may have been influenced by claims from Elon Musk and DOGE about fraudsters targeting the agency's call-in lines [6], which the actual implementation data does not support.

The question fails to acknowledge that the SSA has robust fraud prevention mechanisms already in place and maintains extremely high accuracy rates [2]. By asking about "a lot" of fraud without defining what constitutes "a lot," the question may perpetuate misconceptions about the scale of the problem.

The timing of this question coincides with political discussions about social security reform, suggesting the questioner may have been exposed to politically motivated claims about fraud that serve to justify potential cuts to social security programs rather than reflect the actual state of fraud within the system.

Want to dive deeper?
What are the most common types of social security fraud?
How does the Social Security Administration investigate and prosecute fraud cases?
What are the penalties for committing social security fraud in the United States?
Can social security benefits be garnished due to fraud or overpayment?
How can individuals report suspected social security fraud to the authorities?