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Fact check: Has trump ever been charged with mortgage fraud? what other fraud has Trump been accused or found guilty of?

Checked on August 27, 2025

1. Summary of the results

Based on the analyses provided, Donald Trump has not been charged with mortgage fraud. However, Trump has been convicted and found liable for other types of fraud:

  • Criminal fraud conviction: Trump was convicted on 34 felony counts of falsifying business records related to hush money payments to Stormy Daniels, making him the first former U.S. president convicted of felony crimes [1] [2] [3].
  • Civil business fraud: Trump was found liable for business fraud in a New York civil trial and initially ordered to pay $355 million, though this penalty was later thrown out by an appeals court [4].

Interestingly, the analyses reveal that Trump has accused others of mortgage fraud, including Federal Reserve Governor Lisa Cook, Senator Adam Schiff, and New York Attorney General Letitia James, suggesting a pattern of Trump making such accusations against political rivals [5] [6].

2. Missing context/alternative viewpoints

The original question focuses specifically on mortgage fraud charges against Trump, but the analyses reveal no evidence of such charges. However, several important pieces of context are missing:

  • Trump's pattern of fraud accusations: The analyses show Trump has repeatedly accused his political opponents of mortgage fraud, including Lisa Cook [7] [8], Adam Schiff, and Letitia James [5]. This suggests Trump may use fraud allegations as a political weapon.
  • Scope of Trump's legal troubles: While no mortgage fraud charges exist, Trump's legal issues extend beyond the criminal conviction to include civil fraud cases that resulted in significant financial penalties, even if later overturned [4].
  • Political implications: The conviction for falsifying business records occurred during Trump's 2024 presidential campaign, highlighting the intersection of legal proceedings with electoral politics [2].

3. Potential misinformation/bias in the original statement

The original question itself does not contain misinformation, as it appropriately asks whether Trump "has been charged" rather than asserting he has been. However, the question's focus on mortgage fraud specifically may reflect confusion or conflation with Trump's pattern of accusing others of mortgage fraud [5] [6].

The question also demonstrates the importance of distinguishing between different types of fraud charges, as Trump has indeed been convicted of fraud-related crimes, just not mortgage fraud specifically. The analyses show Trump's actual convictions relate to falsifying business records in connection with election interference schemes [3], which represents a different category of fraudulent activity entirely.

Want to dive deeper?
What are the specifics of the Trump mortgage fraud allegations?
Has Trump been charged with tax fraud in relation to his business dealings?
What was the outcome of the Trump University fraud lawsuit?
How does the Trump Foundation's dissolution relate to fraud accusations?
What role did the Southern District of New York play in investigating Trump's business practices for fraud?