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Fact check: Which cities in the US have the highest and lowest crime rates in black communities in 2025?

Checked on October 18, 2025

Executive Summary

The available analyses do not provide a definitive ranked list of U.S. cities by crime rates specifically within Black communities for 2025, but they offer partial and sometimes conflicting indicators: a MoneyGeek calculation ranks cities by per-capita crime cost (naming Memphis highest and Ramapo Town lowest), while academic studies document pervasive patterns of disproportionate Black victimization and neighborhood-level variation in violence exposure and homicide clearances [1] [2] [3]. No single source in the provided dataset directly measures “crime rates in Black communities by city for 2025,” so any direct answer requires combining cost, overall crime, and neighborhood/race-disaggregated research and acknowledging methodological limits [1] [4] [5].

1. What the MoneyGeek ranking actually shows — Cost, not direct racial rates

MoneyGeek’s 2025 analysis reports a wide spread in crime cost per capita, citing Memphis, TN, at $11,582 and Ramapo Town, NY, at $271, which signals major city-to-city disparities in crime burden but does not present race-disaggregated crime rates for Black residents specifically. The metric reflects estimated economic cost using FBI crime inputs and local population figures, so it captures overall crime impact rather than victimization rates by race. Interpreting this as the highest and lowest crime within Black communities would conflate aggregate metrics with race-specific exposure and therefore overstate what the data prove [1].

2. Studies documenting disproportionate Black victimization — a national pattern

Recent research finds Black Americans are substantially overrepresented among violent crime victims: Black people constitute about 13% of the U.S. population but accounted for 34% of reported violent crime victims, and more than half of homicide victims in the cited study, implying systemic disproportionate victimization [2]. Those findings support that many cities will show higher rates of Black victimization relative to population share, but the papers do not enumerate a city-by-city 2025 ranking; rather they document national-scale disparities and underscore the need to look at neighborhood-level data to identify local outliers [2] [3].

3. Neighborhood segregation and clearance rates reshape local risk profiles

Neighborhood-level analyses show that racial composition and segregation drive unequal exposure to violence: areas with higher shares of Black residents experience greater exposure to violent crime, and cities with larger Black populations have lower homicide clearance rates in Black and mixed neighborhoods, which compounds risk and perceived safety [3] [4]. These studies suggest that city-level averages can mask concentrated hotspots of victimization and that clearance and policing practices matter when comparing safety for Black residents across municipalities [4].

4. Socioeconomic roots and alternative explanations that change the picture

Other recent work emphasizes socioeconomic disadvantage — income inequality, education gaps, food insecurity, and mental-health service shortages — as primary drivers of violent crime and police shootings, rather than simply the percentage of Black residents. This research implies that comparing cities by Black-community crime rates requires controlling for socioeconomic context, because disparities attributed to race may instead reflect concentrated disadvantage that correlates with race in many U.S. cities [5]. Using aggregate crime-cost figures without socioeconomic controls risks misattributing causes.

5. Where the provided data converges and where it diverges

Convergence: multiple sources agree on disproportionate Black victimization and the importance of neighborhood context, and MoneyGeek highlights stark intercity differences in crime burden [2] [3] [1]. Divergence: MoneyGeek offers a concrete city-level cost ranking without racial breakdown, while academic studies provide race-focused patterns without producing a 2025 city ranking for Black communities. Clearance-rate research introduces an institutionally distinct metric that further complicates cross-city comparisons [1] [4] [2].

6. What a rigorous answer would require and the caveats to any headline

A reliable ranking of “highest and lowest crime rates in Black communities in 2025” demands race-disaggregated crime victimization rates at the city or neighborhood level, standardized definitions, and socioeconomic controls, plus contemporaneous police-clearance data. The provided materials illustrate why such a ranking cannot be supported solely by the supplied sources: MoneyGeek gives city cost extremes without race, and peer-reviewed studies document national and neighborhood patterns but stop short of city-by-city 2025 lists [1] [3] [2]. Any definitive list must therefore be treated as provisional unless those specific data are produced and transparent.

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