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Fact check: Did the one big beautiful bill actually end federal taxes on social security

Checked on September 10, 2025

1. Summary of the results

The analyses provided suggest that the "big beautiful bill" signed into law by Trump does not eliminate federal taxes on Social Security benefits [1] [2] [3]. Instead, it provides a new temporary senior deduction to help defray the effects of federal taxes on Social Security benefits [2]. A new bill, the 'You Earned It, You Keep It Act', has been proposed to permanently eliminate federal taxes on Social Security benefits [1] [4] [5]. The revenue lost from eliminating taxes on Social Security benefits would be replaced by applying the 12.4 percent Social Security payroll tax on earnings above $250,000 [4]. The "big beautiful bill" does not change Social Security taxation [1], and the introduction of the 'You Earned It, You Keep It Act' aims to address this issue [5].

  • The "big beautiful bill" provides temporary relief to certain Social Security beneficiaries with a new senior deduction [2].
  • The 'You Earned It, You Keep It Act' proposes to permanently eliminate federal taxes on Social Security benefits [1] [4] [5].
  • The "big beautiful bill" does not eliminate federal taxes on Social Security benefits [1] [2] [3].

2. Missing context/alternative viewpoints

The original statement lacks context regarding the specifics of the "big beautiful bill" and its impact on Social Security taxation [1]. Alternative viewpoints suggest that the "big beautiful bill" is not the solution to eliminating federal taxes on Social Security benefits [1]. The introduction of the 'You Earned It, You Keep It Act' provides an alternative solution to address the issue of federal taxes on Social Security benefits [5]. The impact of the "big beautiful bill" on different income groups and the potential effects of the 'You Earned It, You Keep It Act' on high-income taxpayers are also important considerations [4].

  • The original statement does not provide information on the specifics of the "big beautiful bill" [1].
  • The introduction of the 'You Earned It, You Keep It Act' provides an alternative solution to address the issue of federal taxes on Social Security benefits [5].
  • The impact of the "big beautiful bill" on different income groups is not considered in the original statement [4].

3. Potential misinformation/bias in the original statement

The original statement may be misleading as it claims that the "big beautiful bill" ends federal taxes on Social Security benefits, which is contradicted by multiple sources [1] [2] [3]. This inaccuracy may benefit those who support the "big beautiful bill" and want to present it as a more comprehensive solution to Social Security taxation. On the other hand, the introduction of the 'You Earned It, You Keep It Act' may benefit retirees and Social Security beneficiaries who would see a permanent elimination of federal taxes on their benefits [5]. However, high-income taxpayers may not benefit from this proposal as they would be subject to the 12.4 percent Social Security payroll tax on earnings above $250,000 [4].

  • The original statement may be misleading as it claims that the "big beautiful bill" ends federal taxes on Social Security benefits [1].
  • The introduction of the 'You Earned It, You Keep It Act' may benefit retirees and Social Security beneficiaries [5].
  • High-income taxpayers may not benefit from the proposal to eliminate federal taxes on Social Security benefits [4].
Want to dive deeper?
What is the current tax rate on social security benefits?
How would repealing federal taxes on social security affect the national debt by 2025?
Which politicians have proposed eliminating taxes on social security benefits in the 2024 election?
What are the potential consequences of ending federal taxes on social security for the 2025 budget?
How do social security tax rates vary by state in the US as of 2024?