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Fact check: What is the estimated cost of providing Social Security benefits to undocumented immigrants in the US?

Checked on October 14, 2025

Executive Summary

The assembled materials contain no direct, corroborated estimate of the cost to provide Social Security benefits to undocumented immigrants; the documents focus on health-care eligibility changes, broader Social Security expansions, and administrative practices flagged by reporters. What the sources do provide are related fiscal figures for Social Security expansion ($2.4 trillion over a decade) and savings from immigration-related restrictions in the One Big Beautiful Bill Act (OBBBA) for Medicaid and ACA subsidies, but none explicitly quantify benefit costs for undocumented immigrants [1] [2] [3].

1. The Claim Everyone Asks For — Where’s the price tag?

None of the provided analyses present a direct estimate of the cost to fund Social Security benefits for undocumented immigrants. The documents supplied instead address separate but adjacent topics: changes in health-care eligibility under OBBBA, broader Social Security benefit expansions, and administrative actions by the Social Security Administration. Because the claim asks for a specific fiscal estimate, the relevant materials fail to answer it directly; they do, however, supply related fiscal context that is sometimes conflated with direct estimates in public debate [3] [1].

2. Big-ticket Social Security numbers are present — but not about immigrants

One source highlights a $2.4 trillion projected cost associated with Social Security expansions over the coming decade, but that headline figure refers to a broad expansion of benefits and not to extending benefits to undocumented immigrants alone. The analysis that contains the $2.4 trillion figure frames it as the aggregate cost of expanded Social Security provisions enacted or proposed in 2026, not as the subset attributable to an immigrant population [1]. This is important because using that aggregate number to answer the specific question would be misleading.

3. OBBBA and health-program savings: where the numbers do exist

The One Big Beautiful Bill Act (OBBBA) is covered in several documents that do include CBO-like estimates for Medicaid and ACA premium tax credit changes: $6.2 billion and $28.0 billion saved by two separate sections over ten years, and $74.5 billion saved by a third section tightening eligibility for premium tax credits [2]. These savings figures concern federal health-program eligibility rules and show that legislation can and does produce ten-year fiscal estimates, but they are not estimates of Social Security benefits for undocumented immigrants. The presence of these figures shows policymakers have modeled immigration-related fiscal changes, but the models cited here address health programs and tax credits, not Social Security benefit flows [2] [3].

4. Administrative practices and reporting — a separate but salient angle

Another strand in the materials documents investigative reporting alleging administrative actions by the Social Security Administration that affect immigrants, such as flagging some noncitizens as “deceased.” These pieces do not present fiscal estimates but raise administrative and enforcement concerns that can influence public perceptions about immigrant use of entitlement programs and might affect eligibility or recordkeeping [4] [5]. Those operational questions are policy-relevant but do not translate into quantified benefit-cost figures in the supplied texts.

5. Confusion in public narratives: expansion vs. eligibility vs. cost

The corpus shows a recurring conflation in public reporting between (a) expansions in Social Security benefits overall, (b) legislative changes limiting or changing eligibility for Medicaid/ACA for undocumented or certain immigrant groups, and (c) claims about costs of immigrants on Social Security. The materials demonstrate that while Congress and analysts do produce official ten-year fiscal estimates for major programs, the provided documents offer estimates only for program-wide expansions and for health-program savings under OBBBA, not for paying Social Security benefits to undocumented immigrants specifically [1] [2] [3].

6. What the sources imply about how to get a credible estimate

The documents imply the proper way to generate a credible estimate would be a focused actuarial analysis from an authoritative scorekeeper that models: the number of undocumented immigrants who would qualify under a specific policy change, their lifetime earnings records, payroll tax contributions, and benefit formulas. The given materials demonstrate that such modeling is done for broader reforms (yielding ten-year totals), but the supplied texts include no direct modeling or CBO-style estimate isolating undocumented immigrants’ share of Social Security costs [2] [1].

7. Bottom line and what’s missing from the record provided

The supplied sources collectively show related fiscal numbers and administrative concerns but do not answer the original question: there is no explicit, recent estimate in these documents of the cost to extend Social Security benefits to undocumented immigrants. To resolve the question responsibly would require targeted fiscal modeling or an explicit statement from an official scorekeeper (for example, CBO or SSA actuarial staff) which is not present in the provided materials [3] [2] [1]. The existing texts instead offer program-wide cost figures and health-program savings that are often mistaken for the missing estimate.

Want to dive deeper?
How many undocumented immigrants are estimated to be receiving Social Security benefits in the US?
What are the eligibility requirements for Social Security benefits for non-citizens in the US?
How does the US Social Security Administration verify the immigration status of benefit applicants?
What is the estimated annual cost of providing Social Security benefits to undocumented immigrants in the 2025 fiscal year?
How do Social Security benefits for undocumented immigrants impact the overall US Social Security trust fund?