Which legislators have proposed changing the name of Social Security and what are their reasons?

Checked on December 10, 2025
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Executive summary

Several current proposals and long-running discussions would change terminology or program rules related to Social Security: Rep. Lloyd Smucker led bills that would let the SSA issue a new Social Security number to a child and would modernize language around claiming ages [1] [2]. Broader rename-or-relabel ideas—such as calling ages or benefit rules different names or reframing “retirement age” as a “benefit age”—appear in academic and policy proposals like Brookings and in legislative debates over solvency, but explicit congressional proposals to rename the entire program are not prominent in the available reporting [3] [4].

1. Who has proposed name- or terminology-related changes — and what exactly they propose

Representative Lloyd Smucker has sponsored measures described as modernizing outdated SSA terminology about retirement claiming ages (the “Claiming Age Clarity Act”) and a companion Child Protection bill that would allow reissuing a child’s Social Security number under certain conditions; the reform of language around when people claim benefits is framed as clarifying timing decisions, not an effort to rebrand the agency or benefits broadly [1] [2]. Brookings scholars and some policy discussions have proposed renaming specific concepts — for example, relabeling “retirement age” as a “benefit age” in technical proposals to adjust rules — as part of broader reform plans to balance solvency and equity [3].

2. Why proponents say terminology needs changing — clarity, protection, and solvency

Supporters frame these changes as practical fixes: Smucker and allies say clearer terminology will help seniors make better-informed claiming decisions and that allowing new SSNs for young children prevents long-term identity-fraud harm [1] [2]. Policy analysts argue that relabeling concepts like “retirement age” to “benefit age” can make trade-offs and targeted adjustments more politically and technically workable in solvency packages, by differentiating how rules apply across income groups [3].

3. Where the rename idea comes from — policy design vs. internet rumor

There are two distinct threads in reporting. One is institutional: think tanks and some lawmakers use different labels when sketching technical reforms to benefits or ages as part of fixes for projected trust-fund shortfalls [3] [4]. The other is misinformation: long-running online rumors claim Social Security payments were officially renamed “Federal Benefit Payments”; fact-checkers (Snopes) say those claims are false and trace the myth back years, noting SSA has used “benefits” in many documents but that payments were not recently reclassified as alleged in viral posts [5].

4. Solvency pressure is the implicit driver behind many language changes

Trustee reports and reporting on the program’s finances create urgency: analysts warn of a looming shortfall in the early-to-mid 2030s, and that reality pushes lawmakers and experts to consider options that include changing terminology and benefit structures to make reforms more politically acceptable or administratively precise [4] [6]. Senator Bill Cassidy has proposed structural changes to funding and investing that are framed as preventing insolvency; these debates often involve renaming conceptual elements (e.g., “benefit age”) to enable differentiated rules [6] [3].

5. Opposition, missing details, and alternative views in the sources

Available reporting shows bipartisan interest in clarifying language or protecting children’s SSNs, but sources do not present a unified congressional movement to rebrand the whole Social Security program; instead, proposals are targeted and varied [1] [2]. Fact-checkers counter viral claims of wholesale renaming and label those narratives as misinformation [5]. The sources do not detail strong legislative opposition to Smucker’s specific bills in the quoted material; available sources do not mention extensive floor-level debate or votes beyond the House actions cited [1] [2].

6. What to watch next — concrete signals and likely outcomes

Track companion Senate bills and whether language changes survive negotiation: Smucker’s Claiming Age clarity measure has Senate co-sponsors and companion bills are being discussed, which will determine if terminology updates become law [1] [2]. Also watch fact-checking outlets and SSA publications for responses to any broader rebranding claims—Snopes has already debunked an online claim that payments were renamed “Federal Benefit Payments” [5]. Finally, follow solvency-focused proposals from senators like Bill Cassidy that use renaming of technical concepts as part of larger structural plans [6] [3].

Limitations: reporting assembled here is limited to the provided documents; available sources do not mention every legislator or bill in Congress that touches SSA naming or terminology, nor do they include the full text of all proposals [1] [3].

Want to dive deeper?
Which Republican and Democratic lawmakers have introduced bills to rename Social Security since 2020?
What alternative names for Social Security have been proposed and who proposed each name?
What reasons do proponents give for renaming Social Security and how do critics respond?
Have any rename proposals advanced in committee or passed either House since 2010?
How would renaming Social Security affect public perception, funding, and benefit administration?