Index/Organizations/Commonwealth Fund

Commonwealth Fund

American foundation

Fact-Checks

166 results
Dec 10, 2025
Most Viewed

Which ACA premium tax credits are expiring in 2026 and who will lose them?

The temporary “enhanced” Affordable Care Act (ACA) premium tax credits — the ARPA/IRA-era increases that expanded eligibility above 400% of the federal poverty level (FPL) and reduced required househo...

Dec 3, 2025
Most Viewed

Which specific ACA premium tax credits are scheduled to expire after 2025 and on what dates?

The enhanced Affordable Care Act (ACA) premium tax credits — the larger, pandemic-era subsidies enacted in ARPA and extended by later laws — are scheduled to lapse on December 31, 2025, reverting subs...

Nov 11, 2025
Most Viewed

How have health insurance premiums changed since Obamacare implementation?

Since the Affordable Care Act (Obamacare) took effect, evidence shows : some studies document slower growth in medical spending after 2010, others document sharp premium jumps in the individual market...

Dec 5, 2025

What impact did the ACA have on insurance premiums, deductibles, and out-of-pocket costs for different income groups?

The Affordable Care Act (ACA) cut the uninsured rate and created income‑indexed premium tax credits and cost‑sharing reductions that capped premiums and lowered deductibles for low‑ and middle‑income ...

Dec 11, 2025

Which specific premium tax credits under the ACA are scheduled to expire at the end of 2025 or in 2026?

The only specific ACA credits identified in the sources as scheduled to change are the "enhanced" premium tax credits (ePTCs) — the post‑2020 expansions enacted by the American Rescue Plan and extende...

Jan 12, 2026

Gun death statistics per capita in the usa

The U.S. experiences roughly 46,000–47,000 firearm deaths annually in recent years, which translates to about 13–14 gun deaths per 100,000 people on a national, per‑capita basis (13.7 per 100,000 in 2...

Dec 5, 2025

Which populations (income ranges, family sizes, states) will be most affected when those tax credits expire after 2025?

Millions of Americans would face much higher marketplace premiums and coverage losses if the enhanced Affordable Care Act premium tax credits (ePTCs) expire at the end of 2025: analyses estimate rough...

Nov 21, 2025

Which states have the highest rates of firearm-related homicides in 2024?

Statista’s 2024 state ranking lists Mississippi as having the highest gun‑violence rate per 100,000 residents (29.7), followed by Louisiana (28.2); Statista’s summary also lists New Mexico, Alabama an...

Nov 27, 2025

What are the income limits for premium tax credits and cost-sharing reductions under the ACA in 2024?

For 2024 coverage, premium tax credit (PTC) eligibility generally begins at 100% of the federal poverty level (FPL) and—because Congress extended temporary enhancements for 2021–2025—taxpayers with in...

Nov 21, 2025

What is the total estimated cost of extended ACA subsidies from 2022 to 2025?

Estimates in recent reporting put the federal gross cost of temporarily enhanced ACA premium tax credits at roughly $92 billion in 2023 and an estimated $138 billion in 2025, reflecting the expanded A...

Nov 12, 2025

How many illegal aliens are enrolled in the ACA Market place?

The direct answer is: federal sources and expert analyses show , so there is no authoritative count of “illegal aliens” enrolled; available reporting instead documents eligibility limits and the popul...

Nov 14, 2025

How does US life expectancy compare to countries with universal healthcare?

The United States spends far more on health care per person yet has a shorter life expectancy than peer nations with universal or near‑universal coverage: Americans’ life expectancy was about 78.4 yea...

Dec 11, 2025

Which states would see the largest coverage losses if 2026 ACA subsidies end, and why?

If enhanced ACA premium tax credits expire at the end of 2025, nonpartisan and research groups project millions would lose marketplace coverage: the Congressional Budget Office estimates an average of...

Dec 2, 2025

How will the end of 2026 ACA subsidies affect premiums and enrollment in each state?

If enhanced ACA premium tax credits expire at the end of 2025, analysts and federal agencies project big, uneven impacts: average marketplace premium payments would rise roughly 114% (about $1,016 ann...

Nov 12, 2025

What were average health insurance premiums before Obamacare in 2010?

The best contemporaneous measurement of average premiums just before broad Affordable Care Act (ACA) implementation shows , drawn from employer‑sponsored plans measured by the Medical Expenditure Pane...

Dec 13, 2025

Which ACA premium tax credits were extended by the American Rescue Plan and when do those provisions end?

The American Rescue Plan Act of 2021 (ARPA) created “enhanced” premium tax credits (ePTCs) that expanded eligibility and increased subsidy amounts for Marketplace enrollees; Congress then extended tho...

Dec 2, 2025

How much did enhanced ACA tax credits reduce monthly premiums for 2023–2025 enrollees?

Enhanced ACA premium tax credits (PTCs) enacted in 2021 and extended through 2025 sharply reduced marketplace premiums: multiple analyses and federal data show average annual premium savings around $7...

Nov 26, 2025

What will happen to monthly premium costs for ACA enrollees if enhanced tax credits expire after 2025?

If the enhanced Affordable Care Act (ACA) premium tax credits expire at the end of 2025, enrollees who now receive extra subsidies can expect substantial increases in their monthly premium payments — ...

Nov 12, 2025

Which nations have universal healthcare systems including non-citizens?

Universal health systems commonly extend coverage to , but the exact scope for tourists, refugees, and undocumented migrants varies sharply between countries and even within federal systems; no single...

Nov 10, 2025

What are the key features of Canada's single-payer healthcare system?

Canada’s single‑payer “Medicare” is a publicly funded, provincially administered system that guarantees , financed mainly through general taxation with federal transfers (Canada Health Transfer). The ...