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Index/Organizations/Consumer Federation of America

Consumer Federation of America

Consumer group

Fact-Checks

2 results
Dec 18, 2025
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Which U.S. states ban or limit the use of marital status in auto insurance pricing?

A small but growing set of states either prohibit or restrict insurers from using marital status when setting auto insurance rates: notable full bans include Hawaii, Massachusetts and Michigan, while ...

Dec 18, 2025

Insurance premium is higher for a single person than a married or living with someone ! Why is that and is it legal

Insurers commonly charge single drivers higher auto premiums because actuarial data show married drivers file fewer claims and are, on average, lower risk—so most U.S. insurers use marital status as a...