Index/Organizations/Experian

Experian

Irish company that provides information services

Fact-Checks

11 results
Jan 13, 2026
Most Viewed

How can consumers check if their credit card data has been sold on the dark web?

Consumers can check whether their credit card data is being traded on the dark web by using dedicated dark-web monitoring services, reviewing financial statements and credit reports for signs of fraud...

Nov 9, 2025
Most Viewed

Why do some countries allow 50-year or longer mortgage terms?

Long-term mortgages—terms of 50 years or more—appear in some countries as a market response to , offering lower monthly payments at the cost of slower equity accumulation and higher lifetime interest....

Dec 5, 2025
Most Viewed

How can consumers detect and respond to credit card fraud from data sold on the dark web?

Consumers can spot dark-web-sourced credit card fraud by monitoring statements for small “card‑testing” charges, running dark‑web scans for exposed credentials, and contacting issuers immediately to b...

Jan 5, 2026

What are the average phone hold times for Experian’s National Consumer Assistance Center and IdentityWorks support?

Experian does not publish a public “average hold time” metric for its National Consumer Assistance Center or for IdentityWorks support in the documents and links provided; available sources list phone...

Jan 5, 2026

What are the verified phone numbers and best hours to reach specific Experian departments (disputes, fraud, identity proofing)?

Experian’s publicly listed national consumer assistance telephone number is 1-888-397-3742, which the company cites for ordering reports and for fraud assistance ; Experian’s fraud-alert line is likew...

Jan 5, 2026

Why can't you get someone one the phone at experian

Experian routes most consumer inquiries through automated systems and online self‑service tools, a design that can make reaching a live agent feel impossible for some callers . At the same time, indep...

Dec 19, 2025

What steps should I include in a credit card chargeback for an online supplement purchase?

A clear, orderly chargeback increases the chance of getting money back for an online supplement purchase that never arrived, was defective, or was misrepresented; begin by contacting the seller and th...

Dec 12, 2025

What risks exist when entering or sharing numbers that resemble credit card formats online?

Entering or sharing numbers that look like credit card formats online can feed widespread fraud and data‑breach ecosystems: credit card fraud was the most commonly reported type of identity theft in 2...

Dec 11, 2025

How do state laws and financial institutions handle credit for DACA recipients, asylum seekers, and other immigrant statuses?

State and federal rules create a patchwork for immigrants seeking credit: DACA recipients currently can renew protections and work authorization, but courts and agencies have narrowed benefits such as...

Nov 22, 2025

What is a good credit score?

A “good” credit score generally starts around the mid‑600s on common scales: most FICO guidance and many consumer sites define “good” as roughly 670–739 (FICO) or roughly 661–780 on some VantageScore ...

Nov 13, 2025

How to improve credit score quickly

Improving a credit score quickly is possible but depends on targeted actions that address the largest score drivers: , , and ; practical steps that produce fast effects include correcting report error...