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Index/Organizations/Fair Credit Reporting Act

Fair Credit Reporting Act

U.S. federal legislation regulating use of private information by credit rating agencies

Fact-Checks

2 results
Jan 30, 2026
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What information does Equifax’s The Work Number provide to third‑party verifiers about federal employees and how to use it legally?

, run by Workforce Solutions, is an automated database of employer‑reported records that supplies third‑party verifiers with personnel facts (employment status, dates, employer, income) and identity m...

Dec 20, 2025

it asserts that the Fair Credit Reporting Act requires credit bureaus to correct or delete information that is inaccurate, incomplete, or unverifiable.

The Fair Credit Reporting Act (FCRA) explicitly requires consumer reporting agencies — commonly called credit bureaus — to correct or delete information in a consumer’s file that is inaccurate, incomp...