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The official 2025 General Schedule (GS) base pay table — the nationwide, non-locality annual rates by grade (GS‑1 to GS‑15) and step (1–10) — was published by the Office of Personnel Management and in...
CSRS is the older, generally more generous defined‑benefit system for employees hired before 1987; FERS applies to most hires after 1983/1987 and combines a smaller pension, Social Security and TSP (t...
The 2025 GS pay tables reflect a 2.0% average increase made up of a 1.7% across‑the‑board base pay raise and a 0.3% average locality increase; OPM published locality tables for each pay area and speci...
Members of Congress who entered service under FERS have their pension computed with the same basic formula FERS uses generally: pension = high‑3 average pay × accrual rate × years of service, with som...
Members of Congress under older rules historically accrued higher pension rates and paid larger employee retirement contributions than most federal workers; reforms since P.L. 112‑96 and later laws na...
Federal retirement annuities can be reduced when an annuitant returns to work or earns above certain limits: the FERS Special Retirement Supplement (SRS) is subject to Social Security’s earnings test ...
Retirement account contributions that are pre‑tax (traditional 401(k), traditional IRA when deductible) reduce AGI and therefore reduce MAGI for purposes like Roth eligibility and some Medicare/ACA ca...
The 2025 GS locality pay percentage is an annual geographic adjustment applied to the GS base pay: an employee’s locality-adjusted salary equals GS base pay × (1 + Locality Percentage). OPM publishes ...
Employees who move from CSRS to FERS do not get a single “blended” new pension that erases the prior CSRS credits; instead, retirement pay is determined by which portions of service are covered under ...
Retirees on the military retired list and former civilians drawing federal pensions live under different statutory schemes: military retired pay is governed by DoD and Title 10 rules while civilian an...