Index/Organizations/Freddie Mac

Freddie Mac

American government-sponsored enterprise

Fact-Checks

20 results
Nov 24, 2025
Most Viewed

Are there any banks or lenders offering 50-year mortgages in 2023?

In 2023 there were virtually no mainstream, government‑backed 50‑year mortgage products widely offered by major U.S. banks or the GSEs; extended amortizations beyond 30 years were discussed and niche ...

Dec 18, 2025
Most Viewed

What are the specific housing reforms the White House has proposed or signaled for 2026 and how would they affect renters and homeowners?

The White House’s 2026 housing agenda combines administrative actions to boost supply, stronger renter protections, and targeted rental-voucher expansion while also pushing legislative priorities to u...

Nov 15, 2025
Most Viewed

housing crisis of 2008

The 2008 housing crisis began with a bursting U.S. housing bubble and a sharp rise in mortgage delinquencies, especially among subprime borrowers, and cascaded into a global financial panic that trigg...

Nov 29, 2025

Which U.S. banks currently offer 50-year fixed-rate mortgages and what are their eligibility requirements?

No major U.S. banks are documented in the supplied reporting as currently offering widely marketed 50‑year fixed‑rate mortgages; reporting instead describes the Trump administration and FHFA floating ...

Nov 21, 2025

Did Donald Trump pay a man's home mortgage?

Available reporting does not say Donald Trump personally paid a private individual’s home mortgage; coverage instead documents that President Trump and his housing officials publicly floated a policy ...

Nov 15, 2025

Why are European mortgages often shorter than US ones?

European mortgages are often shorter or offered with shorter fixed-rate periods than typical U.S. 30‑year fixed-rate loans because of differences in market structure, secondary‑market support, lender ...

Nov 25, 2025

Which banks or credit unions currently offer 50-year mortgages in the U.S. or internationally?

As of November 2025, available reporting shows 50‑year mortgages are a high‑profile policy proposal in the U.S. rather than a widely available product; the Trump administration and FHFA director Bill ...

Nov 9, 2025

Are 50-year mortgages available in the US?

50‑year mortgages are being discussed in U.S. policy and media circles, but they are ; proposals from federal officials and limited offerings from niche lenders coexist with regulatory constraints tha...

Nov 8, 2025

What are the consequences of lying on a mortgage application in the US?

Lying on a U.S. mortgage application can trigger ranging from denial and loan rescission to felony charges, restitution, heavy fines and prison — in extreme federal cases, statutes cited permit senten...

Jan 17, 2026

How do Fannie Mae and Freddie Mac enable long-term fixed-rate mortgages in the U.S.?

Fannie Mae and Freddie Mac enable long-term fixed-rate mortgages primarily by buying loans from lenders, packaging those loans into mortgage-backed securities (MBS), and guaranteeing timely principal ...

Jan 17, 2026

Why don't all countries allow 50-year mortgages?

Long fixed-rate mortgages of 40–50 years are rare worldwide because they shift long-term interest-rate and funding risk onto lenders, require deep capital markets or government guarantees to be viable...

Jan 9, 2026

Trump vows to slash mortgage rates, revive 'American Dream' while blaming Biden housing failures in Truth post

President Trump announced plans to drive down mortgage rates by directing a $200 billion purchase of mortgage bonds and pledging to ban large institutional investors from buying single‑family homes, w...

Jan 9, 2026

5:16pm EST Trump vows to slash mortgage rates, revive 'American Dream' while blaming Biden housing failures in Truth post

President Trump announced on Truth Social that he is directing “my Representatives” to buy $200 billion in mortgage-backed securities (mortgage bonds) through Fannie Mae and Freddie Mac, promising it ...

Nov 24, 2025

What are the longest standard mortgage terms offered in the US?

Standard U.S. mortgages most commonly come with 15- and 30-year fixed terms; those are the industry norms and the ones tracked by Freddie Mac and consumer outlets (30-year is the most popular) . Lende...

Nov 23, 2025

What are the exact interest rate, amortization schedule, and maturity date for the $15 million loan?

You asked for "the exact interest rate, amortization schedule, and maturity date for the $15 million loan." Available reporting and reference material in the provided results do not contain any docume...

Nov 15, 2025

What are the standard mortgage durations offered in the US?

Thirty years and 15 years are the most common fixed-rate mortgage terms in the U.S.; 30-year loans are the single most common product and 15-year loans are a widely used shorter-term alternative . Len...

Nov 10, 2025

Why are longer mortgages like 50 years rare in the United States?

Longer mortgages such as 50-year terms remain rare in the United States because the mortgage market, underwriting rules, and public policy are built around the model that dominated reforms after the G...

Nov 9, 2025

What are average interest rates for 30-year mortgages today?

Today’s widely reported , with most large trackers clustered between and some private surveys showing higher spreads up toward the high 6s. Major public indicators—Freddie Mac, Bankrate and Zillow—rep...

Nov 9, 2025

Are 50-year mortgages offered by banks in the US?

There is ; recent reporting and analyses describe 50-year mortgage terms only as a policy proposal and as a theoretical possibility rather than an available retail loan option. Multiple contemporaneou...

Oct 14, 2025

Fannie Mae and Freddie Mac Shutter New York Offices Amid Mortgage Fraud Allegations

The claim that Fannie Mae and Freddie Mac shuttered New York offices amid mortgage fraud allegations is by the materials provided. Recent public documents in the dataset show *updates to title and clo...