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Index/Organizations/HealthReformBeyondtheBasics

HealthReformBeyondtheBasics

Fact-Checks

4 results
Dec 19, 2025

What changes to premium tax credit eligibility did the ARP make for people with incomes above 400% FPL in 2021 and were these made permanent by later legislation?

The American Rescue Plan Act of 2021 (ARPA) removed the Affordable Care Act’s 400% federal poverty level (FPL) eligibility cliff for premium tax credits for the 2021 and 2022 tax/coverage years and ca...

Dec 15, 2025

Are cost-sharing reductions (CSRs) available in 2026 and who qualifies?

Cost‑sharing reductions (CSRs) remain available for 2026 to people who buy a Silver Marketplace plan and meet income and eligibility rules: broadly, individuals and families with household incomes up ...

Nov 22, 2025

How should households estimate modified adjusted gross income (MAGI) for 2025 premium tax credit calculations?

Households estimate MAGI for 2025 premium tax credit (PTC) purposes by starting with their 2025 adjusted gross income (AGI) and then adding back specific non‑taxed items the Marketplace counts: untaxe...

Nov 21, 2025

How are tax dependents who live elsewhere counted in household size for ACA MAGI?

Household MAGI for ACA premium tax credit purposes is the combined MAGI of the tax filer (and spouse, if filing jointly) plus the MAGI of any dependents who are required to file a federal tax return; ...