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PayKings

Fact-Checks

2 results
Dec 14, 2025
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How does Non-VBV fraud differ from VBV (Verified by Visa) and 3-D Secure breaches?

Non‑VBV means cards or BINs that do not trigger the Verified by Visa / 3‑D Secure authentication step at checkout, which makes transactions faster but shifts fraud liability to merchants and raises ch...

Jan 25, 2026
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How can merchants detect and handle non-VBV BINs at checkout to reduce chargebacks?

Merchants can from non‑VBV cards by detecting likely non‑3DS BINs with BIN/IIN lookups and runtime signals, applying graduated friction and enhanced validation for those transactions, and routing risk...