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The temporary “enhanced” Affordable Care Act (ACA) premium tax credits — the ARPA/IRA-era increases that expanded eligibility above 400% of the federal poverty level (FPL) and reduced required househo...
If Congress allows the enhanced ACA premium tax credits to expire after 2025, KFF estimates average marketplace premium payments would more than double (+114%, from $888 to $1,904), raising net annual...
If Congress takes no further action, the enhanced ACA premium tax credits enacted under the American Rescue Plan and extended by the Inflation Reduction Act will expire Dec. 31, 2025, and 2026 subsidy...
The United States spends far more on health care per person yet has a shorter life expectancy than peer nations with universal or near‑universal coverage: Americans’ life expectancy was about 78.4 yea...
If enhanced ACA premium tax credits expire on Jan. 1, 2026, multiple federal estimates and policy analyses project meaningful premium and enrollment shocks: CBO estimates gross benchmark premiums woul...
If the enhanced Affordable Care Act (ACA) premium tax credits expire at the end of 2025, enrollees who now receive extra subsidies can expect substantial increases in their monthly premium payments — ...
If Congress allows the enhanced ACA premium tax credits to expire at the end of 2025, federal subsidies will revert to the pre‑ARP rules in 2026 — reinstating the 400% FPL income cap and much higher r...
If Congress does nothing, the enhanced Affordable Care Act (ACA) premium tax credits enacted in 2021 and extended through 2025 will expire on Dec. 31, 2025, returning subsidy rules to pre‑enhancement ...
Insurers in multiple markets have already baked the scheduled expiration of enhanced premium tax credits into their 2026 rate filings, and several carriers are narrowing or exiting marketplace offerin...
KFF and other analysts project that if the enhanced ACA premium tax credits expire at the end of 2025, average out‑of‑pocket premium payments for Marketplace enrollees would more than double in 2026 —...
States with lower benchmark premiums and large enhanced credits tend to get the biggest subsidy-per-enrollee boosts today; analyses show enhanced credits added roughly $76 per member per month on aver...
If Congress allows the enhanced ACA premium tax credits to expire at the end of 2025, analysts say average marketplace enrollees would see premium payments rise by about 114% in 2026 — from roughly $8...
If Congress does not extend the enhanced premium tax credits (ePTCs) that expire at the end of 2025, analysts and insurers project average Marketplace premium payments would more than double in 2026 —...
Official, government and major nonprofit tools exist to estimate ACA (Marketplace) premiums and subsidies: HealthCare.gov provides an official plan-and-price preview for your ZIP code and the IRS/TAS ...
From 2000–2023, Medicare and private insurance per‑enrollee spending both rose overall, with Medicare and private insurance growth accelerating in 2023 while Medicaid per‑enrollee spending lagged earl...
If Congress allows the enhanced premium tax credits (ePTCs) that were enacted under ARPA and extended through 2025 to expire, multiple analyses project sharply higher out‑of‑pocket marketplace premium...
If Congress allows the enhanced ACA premium tax credits to expire after 2025, KFF estimates average marketplace enrollees’ annual premium payments would rise by 114% (about $1,016 a year) and insurers...
No centralized list in the provided reporting shows states that independently “extended or created” new marketplace premium subsidies after the enhanced Affordable Care Act (ACA) tax credits were sche...
Insurers’ filed rates and expert analyses show pre-subsidy premiums for ACA marketplace plans are set to rise sharply in 2026 — analyses report median proposed increases of about 18% and headline proj...
Millions of Americans who buy coverage on ACA marketplaces will pay substantially more or lose subsidies if enhanced premium tax credits (ePTCs) expire after 2025: analyses estimate between roughly 7....