factually
Index/Organizations/voluntary sector

voluntary sector

Non-profit and voluntary sector of the economy, the "third sector" in contrast to the public sector and private sector

Fact-Checks

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Nov 22, 2025
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Will borrowers with loans taken before 2025 be grandfathered in or lose existing forgiveness credits due to reclassification?

Available reporting says Congress and the Department of Education have included explicit “grandfathering” provisions in several 2025–26 changes so that loans disbursed before set effective dates gener...