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2025 IRMAA Reduction

The process and requirements for reducing 2025 IRMAA based on life-changing events and modified adjusted gross income (MAGI)

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Jan 30, 2026
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How do life-changing events affect 2025 IRMAA and how quickly can adjustments be made?

Life-changing events can trigger a review and possible reduction of a (the income-related surcharge on ) if the event caused a meaningful drop in modified adjusted gross income (MAGI) and occurred soo...