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2025 Law and Medicare Eligibility

A 2025 law narrows eligibility for Medicare, effective October 1, 2026, to a smaller set of noncitizen groups

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Jan 21, 2026
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How do Medigap guaranteed‑issue and underwriting rules vary by state for Medicare beneficiaries in 2025?

guaranteed‑issue and underwriting rules in 2025 rest on a federal floor — a six‑month open enrollment at age 65 and limited federal guaranteed‑issue triggers — while states layer on dramatically diffe...

Jan 15, 2026
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Which private health plans in 2025 still use medical underwriting or exclude pre-existing conditions?

Most mainstream private health plans sold on the ACA Marketplace and employer-sponsored group plans in 2025 cannot deny coverage or exclude pre‑existing conditions because federal law forbids it . How...