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Index/Topics/ACA Impact on Bankruptcy

ACA Impact on Bankruptcy

The Affordable Care Act's impact on personal bankruptcy due to medical bills in the United States.

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Jan 7, 2026

How have medical bankruptcy trends changed in the U.S. since the Affordable Care Act and Medicaid expansion?

Research since the Affordable Care Act (ACA) shows mixed but consistent results: the law reduced uninsurance and appears to have lowered the overall risk of personal bankruptcy for some groups, yet me...

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