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ACA Pre-existing Conditions 2025

The Affordable Care Act (ACA) rules regarding pre-existing conditions in health insurance plans in 2025, including the types of plans that are exempt from these rules and the implications for consumers.

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Jan 15, 2026
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Which private health plans in 2025 still use medical underwriting or exclude pre-existing conditions?

Most mainstream private health plans sold on the ACA Marketplace and employer-sponsored group plans in 2025 cannot deny coverage or exclude pre‑existing conditions because federal law forbids it . How...