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Index/Topics/ACA premium subsidies and MAGI

ACA premium subsidies and MAGI

The impact of pre-tax 401(k) and HSA contributions on Affordable Care Act premium subsidies and Modified Adjusted Gross Income

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Feb 3, 2026

What tax‑planning strategies can households use to stay below 400% FPL for Marketplace subsidies in 2026?

Keeping household Modified Adjusted Gross Income (MAGI) under 400% of the Federal Poverty Level (FPL) is the decisive line for Marketplace premium tax credit eligibility in 2026, because the temporary...

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