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The potential impact of reinstating income caps and raising minimum premium contributions on ACA subsidy eligibility and premium payments in 2026.
(ACA subsidies) are calculated by comparing a household’s projected Modified Adjusted Gross Income (MAGI) to the (FPL) for their household size, then capping the household’s expected contribution to t...
Reinstating strict income caps (the 400% federal poverty level cutoff) or raising the minimum required premium contribution would sharply narrow who qualifies for premium tax credits and push many mid...