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Index/Topics/Bank Regulatory Requirements for SAR Programs

Bank Regulatory Requirements for SAR Programs

Regulatory requirements for banks to maintain risk-appropriate Suspicious Activity Reporting (SAR) programs, including adequate staffing, escalation procedures, and record retention.

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Jan 31, 2026

What do regulators require banks to retain in suspicious activity reporting teams and how does that affect layoff feasibility?

Regulators require banks to maintain risk‑appropriate with adequate, documented staffing, escalation procedures, timely filing and record retention — standards that constrain, but do not categorically...