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BIN Lookup and ML Scoring

BIN lookup APIs and ML scoring can help merchants detect likely non-3DS BINs and reduce chargebacks.

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Jan 25, 2026
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How can merchants detect and handle non-VBV BINs at checkout to reduce chargebacks?

Merchants can from non‑VBV cards by detecting likely non‑3DS BINs with BIN/IIN lookups and runtime signals, applying graduated friction and enhanced validation for those transactions, and routing risk...