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CARES Act vs American Rescue Plan

Comparison of the economic impact and allocations of the CARES Act and the American Rescue Plan, including direct household payments, assistance to state and local governments, and loan programs.

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Jan 18, 2026
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What portions of the CARES Act and American Rescue Plan were direct payments versus state/local aid and loan programs?

The CARES Act (March 2020) and the American Rescue Plan (ARP, March 2021) each combined large direct household payments with substantial assistance to state and local governments and major loan progra...