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Congressional Pensions Calculation

The calculation of pensions for members of Congress, including the differences between FERS and CSRS plans, and how the 'high-3' average salary and years of service affect the pension amount.

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Jan 12, 2026
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How do final average salary and high-3 years affect a Representative or Senator’s pension after 10, 20, 30, and 40 years?

Congressional pensions are built from two moving pieces: the retiree’s “high‑3” average salary (the highest average pay over any three consecutive years) and a years‑of‑service accrual rate that diffe...