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Index/Topics/Cross-Border Lending

Cross-Border Lending

Cross-border small-business lending depends on bank charters, whether lending occurs through domestic branches or foreign subsidiaries, and regulatory and disclosure regimes

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Feb 2, 2026

Can US banks lend to foreign small enterprises?

Yes — can and do lend to foreign small enterprises, but that ability is governed by a mix of federal supervision, state rules, tax and treaty considerations, and bank risk-management and reporting obl...