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Index/Topics/Debt Validation

Debt Validation

The process of verifying the legitimacy of a debt, including obtaining a written validation notice and disputing inaccuracies.

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Jan 30, 2026
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What legal remedies exist when a domestic bank refuses to reverse a wire transfer to a scammer?

When a domestic bank refuses to reverse a wire sent to a scammer, the immediate legal reality is bleak: succeed only in narrow, time‑sensitive circumstances ( or an instantaneous recall) and once fund...

Jan 28, 2026

What to do if a company you never heard of says you owe them money from 14 years ago?

When a stranger company suddenly demands payment for a 14‑year‑old account, treat the contact as a red flag, gather documentation, and force the caller to prove the debt in writing before saying anyth...