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Index/Topics/ECOA Statutory Language

ECOA Statutory Language

The ECOA statutory language defines a dwelling as a residential structure with one to four units.

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Jan 15, 2026

When are appraisals required under 12 CFR 1002.14 and ECOA rules (e.g., 2015, 2020 updates)?

Regulation B’s appraisal/valuation disclosure rule, codified at 12 CFR 1002.14, requires creditors to give applicants copies of all appraisals and other written valuations produced in connection with ...

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