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Index/Topics/Enhanced PTCs Expiration

Enhanced PTCs Expiration

The potential expiration of enhanced premium tax credits and its effects on subsidized enrollees and out-of-pocket payments.

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Jan 31, 2026

Have state-based marketplaces or Medicaid expansion changes in 2026 altered eligibility or PTC amounts?

Policy shifts taking effect in have meaningfully changed who can get marketplace subsidies and how generous those subsidies look: the temporary “enhanced” premium tax credits that boosted affordabilit...

Jan 31, 2026

What is the effect of benchmark plan selection on premium tax credits in 2026?

Benchmark plan selection — defined by the second-lowest-cost silver (SLS) plan in each rating area — directly sets the dollar amount of the premium tax credit (PTC) for an enrollee because the PTC equ...