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Index/Topics/Federal Poverty Guidelines 2025

Federal Poverty Guidelines 2025

The federal poverty guidelines for 2025, used for calculating eligibility for premium tax credits in 2026.

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Jan 29, 2026

What are the differences between APTC and cost-sharing reductions for 2025 Marketplace enrollees?

Advance premium tax credits () cut the monthly sticker price of marketplace insurance by having part of the premium paid directly to insurers in advance, while cost‑sharing reductions (CSRs) lower out...

Jan 19, 2026

How is 400% FPL calculated for ACA subsidy eligibility?

The 400% FPL benchmark is a simple multiplier of the federal poverty guideline for a given household size: a household whose modified adjusted gross income (MAGI) is at or below four times the applica...