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FHA Underwriting Rules and Racial Exclusion

The Federal Housing Administration's underwriting rules and their impact on racial exclusion and spatial bias in the housing market from the 1930s to the 1960s.

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Jan 24, 2026
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How did FHA and Title I/II program rules in the 1940s–1960s favor certain builders in New York City?

underwriting rules and accompanying federal programs from the 1930s through the 1960s channeled capital, insurance, and technical assistance toward large-scale, new-construction developers—preferentia...