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Index/Topics/Income-Related Monthly Adjustment Amounts

Income-Related Monthly Adjustment Amounts

High-income beneficiaries pay income-related monthly adjustment amounts (IRMAA) for Part D based on modified adjusted gross income from tax returns two years prior.

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Jan 17, 2026
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Can funds from a 401(k) be rolled to an IRA in time to use a QCD to satisfy 2026 RMDs?

Yes — dollars held in a workplace retirement plan such as a 401(k) can be rolled to an IRA and then used for a qualified charitable distribution (QCD) that satisfies 2026 required minimum distribution...

Jan 6, 2026

How are 2025 Part D base premiums determined and do they vary by plan?

The Centers for Medicare & Medicaid Services (CMS) establishes a national “base beneficiary premium” for Medicare Part D — $36.78 for 2025 — which serves as a reference point in Part D calculations, b...