factually
Index/Topics/IRMAA Medicare Part B and Part D premiums

IRMAA Medicare Part B and Part D premiums

The primary topic is about how a small, one-time income spike can trigger IRMAA's cliff and raise Medicare Part B and Part D premiums for a full year.

Fact-Checks

1 result
Jan 8, 2026

What tax‑planning strategies reliably reduce the risk of crossing an IRMAA cliff (e.g., Roth timing, QCDs) and what do advisers cite?

A small, one‑time income spike can trigger IRMAA’s “cliff” and raise Medicare Part B and Part D premiums for a full year, so advisers focus on reducing or re‑timing Modified Adjusted Gross Income (MAG...