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Index/Topics/IRMAA Reduction

IRMAA Reduction

The process of reducing IRMAA after a life-changing event, such as retirement or work stoppage.

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Jan 13, 2026
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What specific documents does SSA accept to prove retirement or work stoppage for SSA‑44?

Form SSA‑44 lets Medicare enrollees ask the Social Security Administration to lower IRMAA after a life‑changing event such as retirement or work stoppage; the SSA generally accepts employer letters, p...

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