Jan 25, 2026
Most ViewedWhat tax‑planning strategies meaningfully reduce 2‑year lookback MAGI for Medicare (e.g., QCDs, Roth conversions) and what are tradeoffs?
Medicare’s IRMAA is driven by the Modified Adjusted Gross Income (MAGI) on a tax return filed two years earlier, so planning in the look‑back years is the lever that meaningfully changes future premiu...