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Rules and enrollment for Medicare Part A and Part B, including premium-free Part A and late enrollment penalties.
The Medicare Part B late enrollment penalty is a permanent increase to the monthly Part B premium equal to 10% of the standard Part B premium for each full 12‑month period an individual was eligible f...
guaranteed‑issue and underwriting rules in 2025 rest on a federal floor — a six‑month open enrollment at age 65 and limited federal guaranteed‑issue triggers — while states layer on dramatically diffe...
Savings Program (MSP) rules and the Medicare Part D Low-Income Subsidy (LIS, or “Extra Help”) are tightly linked: enrollment in an MSP automatically qualifies a beneficiary for Extra Help, and Social ...
Medicare is not universally mandatory at age 65: enrollment depends on circumstances—many people are automatically enrolled if they already receive Social Security or Railroad Retirement benefits , bu...