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Network Tokenization vs Virtual Card Numbers

Comparison of network tokenization services and virtual card numbers in reducing PAN exposure

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Jan 25, 2026
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How do Visa and Mastercard tokenization services differ from issuer‑generated virtual card numbers?

and operate network tokenization services (VTS/MDES) that generate and manage network tokens centrally and map them to an underlying PAN inside a network “vault,” while issuer‑generated virtual card n...