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Retirement Income

Income from retirement accounts and its impact on Social Security taxation

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Jan 14, 2026
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How does the IRS calculate 'combined income' for Social Security taxation?

The IRS defines "combined income"—also called provisional income—as the sum used to decide whether Social Security benefits are taxable, and it equals adjusted gross income (AGI) plus nontaxable inter...

Jan 17, 2026
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Can funds from a 401(k) be rolled to an IRA in time to use a QCD to satisfy 2026 RMDs?

Yes — dollars held in a workplace retirement plan such as a 401(k) can be rolled to an IRA and then used for a qualified charitable distribution (QCD) that satisfies 2026 required minimum distribution...